Banking and Financial Institutions

Caplan and Earnest's group of banking and financial institution attorneys have many years of experience in representing banks and other lenders in a wide variety of banking and lending related matters for commercial loans and real estate including:

• Enforcement of creditor's rights in state and federal courts including bankruptcy.
• Negotiating and drafting documentation including complex loan agreements, deeds of trust and mortgages, security agreements, promissory notes, letters of credit and letter of credit reimbursement agreements involving secured and unsecured loans.
• Negotiating and preparation of loan workout documentation including foreclosures, commercial collections and loan related litigation.
• Providing advice on matters involving major state and federal laws affecting loans including Consumer Credit Codes, Equal Credit Opportunity Act, Fair Debt Collection Practices Act and various state and real property, consumer protection and licensing laws.
• Provide documentation for industrial revenue bond financing and for bond enhancement letters of credit.
• Trust department matters including advice on interpreting trust instruments.