Construction Litigation & Insurance Dispute
Lawyers Serving Boulder, Denver, Fort Collins & all of Northern Colorado
Caplan and Earnest's construction team provides responsive and knowledgeable advice to commercial and residential, owners, developers, contractors, and subcontractors. If you or your business have been effected by "defective construction", the attorneys at Caplan and Earnest are here to guide you through Colorado's claims process and insurance disputes that may unfortunately arise. Why your company may need an attorney to help determine its rights before buying an insurance policy, or even once a policy has been purchased and a claim appears imminent:
An attorney specializing in insurance recovery can help explain what is and what is not covered in your insurance policy as well as assist in resolving coverage disputes.
There are various types of insurance for all your company's needs. Property insurance provides protection against risks to property, such as fire, theft or weather damage. CGL Policies generally protect the policyholder them in the event of a claim or lawsuit. D&O insurance coverage is primarily intended to protect directors and officers. An E&O liability policy (often called malpractice insurance) covers liability for negligent acts, errors and omissions committed by professionals, including physicians, accountants, lawyers, etc Umbrella policies may cover areas not already covered or may be in excess of existing policies. In light of the complex and interrelated coverages that may apply within or among your company's policies, attorneys can provide insurance policy analysis to determine areas of risk that may not be adequately covered as well as where gaps in coverage may exist .
Why your company needs an attorney in the insurance claims process:
An insurance claim is a notification by a policy holder provided to its insurance carrier where the goal is to obtain benefits from a policy. There are times when the insurance company involved is either ineffective or slow to decide whether a claim will be paid and, if so, how much coverage the policy holder is entitled. If there is a dispute as to the applicability of coverage for a claim, the amount of coverage to which the policyholder is entitled, or the amounts available for the coverage of a liability claim, it may be necessary to turn to the judicial system for a determination of the rights and resources available under the policy. This is when insurance recovery counsel are vital in protecting a policy holder's rights.